Social Income · Academy 3 · Stage 4 · Business Foundations

Contracts, Rights
& Protecting Your Work

The 5 clauses every UGC contract needs, a fill-in template you can use immediately, and the exact language that protects you from brands running your content indefinitely without additional payment.

From Katherine

I've seen creators get burned the same way more than once: they deliver beautiful content, the brand loves it and runs it as an ad for 18 months, and the creator got paid for a one-time deliverable and never saw another dollar. A contract doesn't have to be scary or complicated. It has to be clear. Usage rights are your income — protect them from the beginning, even on small deals.

— Katherine Rodriguez

Why You Need a Contract Even for Small Deals

A verbal agreement is not a contract. An email chain is not a contract. When a brand decides to run your content as a paid ad for six months, you need a document that says what they paid for and what they're allowed to do with your content — or you have no legal standing to ask for more.

Contracts also do something less obvious: they signal that you're a professional. Brands who deal with experienced UGC creators expect a contract. When you send one, you go from "random creator" to "legitimate business partner" instantly.

The 5 Clauses Every UGC Contract Needs

1

Deliverables — Exactly What You're Creating

List every piece of content you're delivering. Be specific. Not "a video" — "one 30-second vertical UGC video, filmed on mobile, edited with auto-captions, delivered as an MP4." Number of deliverables, format, length, and any specific requirements from the brand brief. This is the scope of what you're being paid for. Anything outside this scope is additional work at additional cost.

2

Payment Terms — When and How You Get Paid

Specify: the total amount, how payment is made (PayPal, Stripe, bank transfer), and the timeline. For new clients: 50% upfront, 50% on delivery. This is non-negotiable for your first deal with any brand. You do not deliver final files before you are paid in full. If a brand refuses a 50% deposit, that is a significant red flag.

3

Usage Rights — What They Can Do With Your Content

This is the most important clause in the contract. Usage rights define where, how long, and in what context the brand can use your content. Standard options:

  • Organic social only — they can post on their organic social channels. Cannot use in paid ads.
  • Paid ads usage — they can run your content as a paid advertisement. This costs more. Typically 50–100% added to your base rate per 30-day period.
  • Whitelisting — they run paid ads from your actual account. Your highest-value usage right. Price accordingly.
  • Unlimited usage — rare, expensive, and rarely worth offering at early-career rates.

Default to organic social, 90-day license unless they specifically request paid ads usage — and charge extra when they do.

4

Revision Policy — How Many Changes Are Included

Specify exactly how many rounds of revisions are included in the price. Two rounds is the professional standard. Write it clearly: "Two rounds of revisions included. Additional revision rounds billed at $[your hourly rate] per round." Without this clause, brands can request unlimited changes and you have no recourse.

5

Exclusivity — Can You Work With Competitors?

If a brand wants you to not work with their competitors for a period of time, that's an exclusivity clause — and it costs significantly more. Standard exclusivity fees: 2–5x your base rate depending on category and duration. If there's no exclusivity clause, you're free to work with competing brands. Most smaller deals have no exclusivity requirement. Make sure it's written either way.

The Fill-In Contract Template

UGC Creator Agreement — Copy and Customize UGC CREATOR AGREEMENT Creator: [Your Full Name] Brand/Client: [Brand Name] Date: [Date] Project: [Brief Description, e.g. "Product review video for [Product Name]"] ───────────────────────────────────── 1. DELIVERABLES Creator will produce the following content: • [Number] × [Length] [Format] UGC video(s), [vertical/horizontal], delivered as [file format] • [Any additional deliverables — photos, B-roll, etc.] Delivery deadline: [Date] Delivery method: [Google Drive link / WeTransfer / Dropbox] 2. COMPENSATION Total fee: $[Amount] Payment schedule: 50% ($[Amount]) due upon signing. 50% ($[Amount]) due upon delivery of final files. Payment method: [PayPal / Stripe / Venmo / Bank Transfer] Late payment: Unpaid balances after [14] days accrue [1.5]% monthly interest. 3. USAGE RIGHTS Brand is granted a [90-day / 6-month / 1-year] license to use the delivered content for [organic social media only / paid advertising / whitelisting] purposes. Platforms: [List specific platforms — TikTok, Instagram, Facebook, YouTube, etc.] Usage rights begin upon receipt of final payment. Any usage beyond the scope of this agreement requires a separate licensing agreement and additional compensation. 4. REVISIONS Two (2) rounds of revisions are included. Each additional round of revisions will be billed at $[Rate] per round. Revision requests must be submitted within [5] business days of delivery. 5. EXCLUSIVITY [OPTION A — No exclusivity]: Creator retains the right to create content for other brands, including competitors. [OPTION B — With exclusivity]: Creator agrees not to create content for direct competitors in the [Category] category for [Duration] following delivery. Exclusivity fee of $[Amount] included in total compensation above. 6. OWNERSHIP Creator retains copyright of all content. Brand receives a license as specified in Section 3. Creator may display delivered content in their portfolio. 7. CANCELLATION If Brand cancels after signing but before delivery: the 50% deposit is non-refundable. If Creator cancels: deposit will be refunded within 5 business days. Agreed and signed: Creator: _________________________ Date: _________ Brand Representative: _____________ Date: _________

Use AI to Customize Your Contract

Claude Prompt — Customize Your Contract
I'm a UGC creator finalizing a brand deal. Help me customize my contract for this specific deal: Brand: [Brand Name] What I'm creating: [Describe deliverables] My rate: $[Amount] Usage they've requested: [Organic only / Paid ads / Whitelisting] Duration of usage rights: [30 days / 90 days / 6 months] Exclusivity requested: [Yes/No — if yes, what category and duration] Revision rounds included: 2 Using the standard UGC creator agreement template, fill in all the brackets with the correct information for this deal. Flag any terms that seem unusual or worth negotiating before I sign. Keep the language plain, professional, and enforceable.
Open Claude →
Do this now
Save the contract template above to your Google Drive right now, even if you don't have a deal yet. Name it "UGC Creator Agreement — Template". The next time a brand says yes, you'll have a contract ready to customize and send the same day instead of scrambling to figure it out under pressure.